Georgia
This rural land development company is a profitable, debt-free land development and owner-financing company serving Georgia, South Carolina, and Tennessee since 1969. This turnkey operation...
$21,000,000
Cash Flow: $2,000,000
Georgia
This rural land development company is a profitable, debt-free land development and owner-financing company serving Georgia, South Carolina, and Tennessee since 1969. This turnkey operation...
$21,000,000
Cash Flow: $2,000,000
New York, NY
? VERIFIED PROFITS — 100% REAL NUMBERS The photo you see? That’s the actual Manhattan outdoor location — netting $2,000+ every single month, fully verified by processor reports. This isn’t a “maybe.”...
$41,000
Cash Flow: $2,000
Peoria, IL
Online auction: Oct 30-Nov 12, 2025
$1 starting bid

Port Richey, FL
Well established in the area with a large repeat clientele. The showroom and backroom are roughly the same size at about 800 sqft each. Two employee bathrooms, a small kitchen and office area. Well...
$199,999
Cash Flow: $115,000
Palm Beach Gardens, FL
Step into a high-performing, absentee-owned mortgage lending business in one of the most vibrant and opportunity-rich markets in the U.S.—South Florida. Well-established, 5-star google rated firm...
$300,000
Cash Flow: $245,740
Broken Arrow, OK
Owner is ready to step aside to hand off this incredible opportunity. This unique business is ready to be turned into a franchise operation with recipes for success already proven. Currently has over...
Not Disclosed
Cash Flow: $3,700,000
Tampa, FL
Established Tampa Bay mortgage brokerage offering an exceptional turnkey opportunity for an experienced broker looking to acquire an operating business with immediate income potential. BUSINESS...
$99,000
Cash Flow: $65,000
Denver, CO
My wife and I have a very profitable land business. The business model is simple and extremely profitable. Knowing how to build it is not simple. Looking to potentially sell the business to the right...
$1,200,000
Cash Flow: $600,000
Savannah, GA
Operating since 2009, this highly reputable repossession and asset recovery company has built a strong presence in the Southeast, servicing Georgia and South Carolina. The business specializes in the...
$925,000
Cash Flow: $180,000
Houston, TX
Invest in Your Future: Resale Opportunity for Established Business Funding Franchise! Are you ready to step into the world of entrepreneurship with a proven business model? Here's your chance to take...
$15,000
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Business coaching is a $7.5 billion industry in the United States. Turn your passion for business success into a successful Growth Coach franchise.
$50,000
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Banking and lending businesses sold on BizBuySell include a diverse range of financial entities that provide credit without being traditional banks. These include independent mortgage lenders and brokers who specialize in home loans, private lenders and hard money lenders offering flexible, often high-interest loans for real estate or startups, and business funding firms that connect borrowers with investors. Small fintech and online lenders, microfinance institutions, equipment and asset-based lenders, merchant cash advance and factoring companies also sell in this space.
If you are in the market to buy or sell a lending firm, it’s important to understand how these businesses perform financially, and how they are valued in the business for sale market. To help you get started, we have aggregated data from banking and loan business for sale listings to surface typical financials as well as revenue and earnings multiples based on asking prices. These values can provide relevant context when evaluating individual businesses.
Market Overview
|
Median Asking Price |
$287,500 |
|
Median Reported Revenue |
$156,919 |
|
Median Reported Earnings |
$197,870 |
|
Financials based on businesses that listed an asking price, annual revenue, and seller's discretionary earnings. |
|
Lending Business Valuation Multiples
|
Range |
Revenue |
Earnings (SDE) |
|
Lower Quartile |
1.81 |
1.42 |
|
Median |
1.92 |
2.06 |
|
Upper Quartile |
2.14 |
3.23 |
|
Revenue and earnings multiples based on reported revenue, seller's discretionary earnings, and asking price. |
||
Read the Report:
Loans & Lending Business Valuation Benchmarks
FAQs
How much does it cost to buy a lending business?
Prices vary depending on the size of the business listed, but the median asking price for loans and lending businesses is $287,500.
How much do lending business owners earn?
Loans and lending business owners report median annual owner earnings of $197,870. These figures are based on businesses that have listed their annual seller's discretionary earnings.
How do I value a lending business?
Valuing any financial services business involves considering several factors, including annual sales, profit, growth (or decline) trends, and demographic trends of the local market. Brokers, business owners, and business buyers will typically rely on valuation multiples to gauge business value relative to similar businesses in the market. Revenue multiples among lending firms listed for sale range from 1.81 to 2.14, with the median at 1.92. Earnings multiples range from 1.42 to 3.23, with the median at 2.06. These values suggest the average lending business in the U.S. may sell for around 1.92 times its annual revenue, and 2.06 times its annual owner’s earnings.
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