San Jose, CA
Imagine stepping into a well-established insurance agency where 90% of clients choose to stay year after year. That's the kind of loyalty and trust you'll inherit with this balanced auto and home...
Cash Flow: $85,000
Insurance Agencies For Sale in California
Market Info
Personal lines Book with Options
Turnkey Farmers Insurance Agency | $200K+ Cash Flow | Immediate Income
Walnut Creek, CA
Established Farmers Insurance Agency – Strong Cash Flow & Growth Opportunity Established Farmers Insurance agency with a proven track record of consistent revenue and a stable, renewal-driven book of...
9
Walk Into Opportunity, Not a Blank Page
Solano County, CA
Are you ready to step into ownership of a business with consistent renewal income, an existing customer base, and strong ongoing demand in the insurance market? This Farmers Insurance agency offers an...
Cash Flow: $151,000
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Established Farmers Insurance Agency for Sale | North County San Diego
Escondido, CA
This is an outstanding opportunity to acquire a well-established Farmers Insurance agency serving the North County Escondido area. The agency has been successfully operating for 20 years, providing a...
Personal Lines Agency With 90% retention
Castro Valley, CA
Imagine stepping into a thriving insurance agency that's already built the foundation for your success. This established personal lines agency in Hayward offers exactly what you've been looking for -...
Cash Flow: $100,000
Established Insurance Agency
Chico, CA
Established insurance agency located in the high-growth market of Butte County, operating under Farmers Insurance since 2015. The agency generates approximately $147,000 in cash flow, providing...
Cash Flow: $147,000
Profitable Established Turnkey Farmers Insurance Agency for Sale
Orange, CA
Established Farmers Insurance Agency for Sale - Orange County This profitable, turnkey Farmers Insurance agency has been serving Orange County since 1988, offering an exceptional opportunity for a...
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Established Bilingual Spanish Agency for Sale in Riverside County, CA
Riverside County, CA
Established Farmers Insurance agency presents an exceptional opportunity for immediate ownership transition. Located in Riverside, CA, this bilingual Spanish agency serves the diverse Riverside,...
Farmers Insurance Agency
Westlake Village, CA
Established Farmers Insurance Agency for Sale in Thousand Oaks! As a Farmers Insurance Agency Owner, you will join a group of business owners representing a strong and respected brand. Opportunity to...
Established Temecula Insurance Agency — $1.5M Premium Book
Riverside County, CA
After 37 successful years as an insurance agent, the owner is ready to retire and is offering an excellent opportunity to acquire a well-established agency in Temecula, California. The agency has...
4
Cruise Planners
Franchise
Available Nationwide
For more than 20 years, Cruise Planners has been a low-cost franchise opportunity that can yield high returns!
Avg. Unit Revenue: $518,262
Established Farmers Insurance Agency Available
Brea, CA
Established Farmers Insurance Agency for Sale in Orange County This owner-operated Farmers Insurance agency in Brea, California presents a unique opportunity for a licensed insurance professional...
Established Agency
Long Beach, CA
Established and profitable Farmers Insurance agency located in the highly desirable Long Beach area is now available for acquisition. This turnkey opportunity is ideal for an experienced agent or...
Established Insurance Agency
Shasta County, CA
ESTABLISHED INSURANCE AGENCY - TURN-KEY OPPORTUNITY This well-established insurance agency in Shasta County, California presents a rare turn-key acquisition opportunity with immediate revenue...
Cash Flow: $155,651
Own a Farmers Insurance Agency
Los Angeles, CA
Established. Profitable. Ready for Its Next Owner. Step into ownership of a legacy Farmers Insurance agency with over 15 years of proven success in one of the most desirable and opportunity-rich...
Well-Established South Bay Mercury & P&C Book
Torrance, CA
This South Bay-based Mercury and Independent Property & Casualty book of business has provided comprehensive coverage of its community’s evolving needs for nearly 30 years. Thanks to long-standing...
Cash Flow: $486,423
Harinder Garcha(Realtor)
Re/max Gold Commercial Santa Clara Valley
Serving Stanislaus County, CA
We specialize in connecting buyers and sellers in high-value business and commercial real estate transactions. Led by Harinder Singh Garcha, a seasoned business specialist with extensive experience and personal investments in gas stations, liquor stores, hotels, restaurants, entertainment, and various other businesses, our company is dedicated to maximizing value for our clients with real-world knowledge. With a deep understanding of market trends, financial analysis, and negotiation strategies, Harinder Singh Garcha has built a reputation for facilitating seamless transactions that benefit all parties involved. Whether you are looking to invest in a thriving business, sell your established enterprise, or expand your portfolio, our team provides expert guidance throughout the process. What We Do: - Business Sales & Acquisitions: Assisting buyers and sellers in purchasing and selling gas stations, convenience stores, hotels, liquor stores, and other businesses. - Investment Strategy Consulting: Providing data-driven insights and recommendations to help clients make informed investment decisions. Negotiation & Deal Structuring: Ensuring fair and beneficial agreements that align with our clients' goals. Why Choose Us?: - Industry Expertise: Years of experience in business and real estate transactions. - Extensive Network: Connections with qualified buyers, sellers, lenders, and industry professionals. - Results-Driven Approach: Focused on securing the best possible outcomes for clients. - Confidential & Professional Service: We handle every transaction with discretion and integrity. We don’t just facilitate transactions—we build long-term partnerships that help our clients grow and succeed. Whether you are buying your first business, selling a profitable investment, or exploring new opportunities, we are here to guide you every step of the way. Honesty & Integrity is our #1 priority. Peninsula Gold: Broker#01957500 Harinder Garcha: DRE#02132413
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Own a Farmers Insurance Agency in Prime Los Angeles County
Los Angeles County, CA
Step into ownership of a legacy Farmers Insurance agency with over 40 years of proven success in one of the most desirable and opportunity-rich markets in the country — Los Angeles County. This is a...
*2 Bay Area Farmers Ins Businesses For Sale- $6M Premium Portfolio!*
Marin County, CA
Rare opportunity to acquire one or both established Farmers Insurance agencies in two of California's strongest markets: Mill Valley and San Jose. These turnkey agencies offer immediate revenue,...
Cash Flow: $290,000
Turn-Key Insurance Agency in Pleasanton, California
Pleasanton, CA
Your time is now!!! Get involved with running a Farmers Insurance Agency. You can enter into an industry that is recession-proof and has unlimited financial growth with residual income. Owning a...
Established Farmers Agency in El Cajon | Spanish-Speaking Client
El Cajon, CA
Established insurance agency in El Cajon with approximately $2.4M in premium and a strong foundation of bundled households that support strong retention and long-term client relationships. The book is...
Confidential Regulated Insurance Distribution Platform
Los Angeles, CA
A rare opportunity to participate in the growth of a profitable, technology-supported insurance distribution platform built for scale, compliance, and expanding policy volume. This is not a...
Cash Flow: $3,000,000
Murphy Business Sales
Franchise
Available Nationwide
Own a Murphy Business Sales franchise and build a business brokerage with training, established systems, and a collaborative national network.
Avg. Unit Revenue: $187,129
SBA Lender Pre-Qualified Farmers Agency — $579K Revenue/$276K SDE
SBA LOAN ELIGIBLE
Sacramento County, CA
SBA Lender Pre-Qualified Farmers Agency — $579K Revenue/$276K SDE Rare opportunity to acquire a top-performing Farmers Insurance agency in one of Sacramento's most desirable areas. This...
Cash Flow: $275,555
Farmers Insurance Agency – San Carlos, CA | $3.2M Book | $235K Rev
San Carlos, CA
This is a rare opportunity to acquire a high-retention, established Farmers Insurance agency in San Carlos, California with a $3.2M premium book and $235K annual revenue (~$20K/month). Priced...
2
Cash Flow: $190,000
High-Potential Consistent-Performing Farmer’s Book
Chino, CA
This 20-year-established Farmer’s agency boasts a diverse, 100% owner-operated book of business. With a history of smooth integration and high client loyalty, it provides a reliable, plug-and-play...
Cash Flow: $172,332
Farmers Insurance Agency
Start Up
Opportunity to open Insurance Agency In the San Fernando Valley/Ventura County area! The benefits: • New Business Commissions of up to 300% • Support from District Office and Territory team,...
Quick Sale! Insurance Book of Business 30+ years of clients
Pleasant Hill, CA
Farmers agency
Loma Linda, CA
Farmers Insurance Agency - $150K Income - Vietnamese
San Jose, CA
Farmers Insurance Agency – $170K Income – Mandarin/Cantonese
San Jose, CA
Established Billingual Spanish Agency for Sale in Riverside County, CA
Riverside County, CA
Farmers and Brokerage Book of Business
Redding, CA
Growth Coach
Franchise
Available in California
Beautiful Allstate Agency in Fresno County, 11 years
Fresno County, CA
Allstate Agency In Orange County Licensed Staff Loss Ratio 34%
Huntington Beach, CA
Insurance Agency in South Los Angeles, 30 years in business. Staffed
Long Beach, CA
Insurance Agency Allstate Captive 3 Locations LA Cty, Orange Cty, Rive
Santa Ana, CA
Outstanding Allstate Agency / Orange Cty, CA. Excellent Agency 21 yrs
Anaheim, CA
Commission Express
Franchise
Available Nationwide
Beautiful and Profitable Captive Insurance Agency fully Staffed
Sutter County, CA
Allstate Agency 35 years at Location Mega Agency
Modesto, CA
Allstate Agency, Elite Status- Great Loss Ratio 47% Retention 90%
Alameda, CA
Allstate Agency in Northern CA. Elite Status - Active Variable Comp
San Joaquin County, CA
Great Price Allstate Agency 10 year Location
Santa Clara County, CA
Mark Daoust
Quiet Light Brokerage, Inc.
Serving Los Angeles County, CA
The value of Quiet Light is in its advisors.
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Buy or Sell an Insurance Agency in California
Insurance agencies listed on BizBuySell include independent brokerages, captive agencies, specialty insurance providers, and multi-line firms offering personal, commercial, life, health, and property and casualty coverage. These businesses typically generate revenue through commissions, policy renewals, and service fees. Business models range from owner-operated agencies to scalable operations with licensed producers, support staff, and established carrier relationships. Many listings feature recurring revenue from a stable book of business, long-term client relationships, and strong retention rates. Some operations also include office space, franchise affiliations, or digital quoting platforms—offering buyers consistent cash flow and growth potential in the insurance and financial services market.
| Market Overview | Listings for Sale (Median) |
|---|---|
| Number of Businesses Analyzed | 13 |
| Asking Price | $375,000 |
| Reported Revenue | $508,212 |
| Reported Seller's Discretionary Earnings | $232,778 |
Financials based on businesses that listed an asking price, annual revenue, and seller's discretionary earnings.
Asking Price
| Lower Quartile | Median | Upper Quartile |
|---|---|---|
| $280,000 | $375,000 | $1,350,000 |
Market Financial Highlights
The financial data presented here is an aggregation of reported revenue and earnings of Insurance Agencies for sale in California.
| Bound | Revenue | Seller’s Discretionary Earnings |
|---|---|---|
| Lower Quartile | $242,250 | $143,913 |
| Median | $508,212 | $232,778 |
| Upper Quartile | $711,250 | $526,606 |
Valuation Multiples
The valuation multiples listed below are derived from asking price, revenue, and seller's discretionary earnings of Insurance Agencies listed for sale in California.
| Bound | Revenue Multiple | Earnings Multiple |
|---|---|---|
| Lower Quartile | 1.23 | 2.07 |
| Median | 1.28 | 2.21 |
| Upper Quartile | 2.08 | 2.50 |
FAQ's
How much does it cost to buy an Insurance Agency in California?
The median asking price for an established Insurance Agency in California is $375,000, though prices range from under $280,000 to well over $1,350,000.
How much do Insurance Agencies owners in California earn?
The median reported revenue of Insurance Agencies in California is $508,212 and owners earn a median of $232,778, which includes the owners salary and any other financial benefits they receive.
How do I value an Insurance Agency?
Valuing a business is a complex process, but buyers and sellers often turn to the local market to understand how businesses are priced. Based on our most recent analysis of Insurance Agencies in California, revenue multiples range from 1.23 to 2.08, with a median of 1.28. Earning multiples range from 2.07 to 2.50, with the median at 2.21. This means the typical Insurance Agency in California may ask for around 1.28 times its annual revenue, and 2.21 times its annual owner earnings.
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